online small business lenders

Made for Small Business

Simple, affordable small business loans to grow your company

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The Multiply Experience

easy small business funding singapore


Obtain Invoice Factoring and Working Capital in a single account.


Flat rates as low as 0.7%.
Only pay for what you use.

sme funding singapore


SME funding starts from S$500 up to $500,000.


Paperless Application.
100% Digital.

Fund your business and boost cash flow

Products Offered

We offer full suites of financing options, ranging from working capital loan to invoice factoring. With decades of lending experience, we offer the most competitive interest rate tailored to your specific funding needs.

sme loan singapore

Unsecured Micro Loan

Collateral-free funding

The most competitive rate starting as low as 0.7% per month

Suitable for all business entities

Amount: Up to S$ 100K

Tenor: 1-12 Months

invoice finance service

Invoice Financing

Up to 90% of the invoice value

Flat fee as low as 0.7% of invoice amount

Up to 90 day terms

Amount: Fund invoice as small as S$500

Tenor: Depending on Invoices

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Asset-Based Loan

Residential, Commercial or Industrial Property

Easy online application and approval

Customizable repayment options

Amount: Up to S$ 5M

Tenor: Up to 5 years

Still have questions? Check the FAQ or email us at

Read about Multiply's SME financing story in the press

Customer Stories

Meraqi Renovations & Bodega Trading

"Working with Multiply has been very fulfilling in terms of the assistance that was given and the smooth procedure that allows our company to focus on other aspects of our business. Worry free! Multiply will definitely be our long term partner.''

Wira Budaya

''Being a small firm looking for capital, most lenders would hesitate if you’re a start-up. Their requirements are sometimes are hard to achieve. At Multiply, they understand the needs of an SME and it caters well for start-ups such as my company. We have gone to many other lenders and ,by far, Multiply is our company's preferred choice.''

Let’s grow your business, together

Call us at +65 8775 0069

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