online small business lenders
fast business loan singapore

Made for Small Business

Simple, affordable small business loans to grow your company

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Tap into Government-Assisted Schemes with Multiply Capital

As part of IFS Capital Group, Multiply is a participant in the government's SME financing programs. Get up to $1million in unsecured funding, at competitive pricing.

Make small business funding easy in Singapore

The Multiply Experience

easy small business funding singapore

Simple

Obtain Invoice Factoring and Working Capital in a single account.

Affordable

Flat rates as low as 0.7%.
Only pay for what you use.

sme funding singapore

Flexible

SME funding starts from S$500 up to $500,000.

Modern

Paperless Application.
100% Digital.

Our Products

invoice factoring companies
invoice finance service

x-Invoice

Receive funds from your unpaid invoices

• Flat all-in fee as low as 0.7% of invoice amount
• We help you to collect from your customer
• No more worrying about late payments

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sme loan singapore

x-Loan

Simple, unsecured SME business loan

• Monthly Interest as low as 1%
• Amount up to S$50,000
• Up to 12 months tenor

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SME Loan

Read about Multiply's SME financing story in the press

Make small business funding easy in Singapore

Customer Stories

Meraqi Renovations & Bodega Trading

"Working with Multiply has been very fulfilling in terms of the assistance that was given and the smooth procedure that allows our company to focus on other aspects of our business. Worry free! Multiply will definitely be our long term partner.''

Wira Budaya

''Being a small firm looking for capital, most lenders would hesitate if you’re a start-up. Their requirements are sometimes are hard to achieve. At Multiply, they understand the needs of an SME and it caters well for start-ups such as my company. We have gone to many other lenders and ,by far, Multiply is our company's preferred choice.''