Partner with Multiply

Help your clients get the financing they need.

• Business financing Up to 5M
• Earn attractive commissions
• Fast Approvals & Quick Process

Submit Referral

Products Offered

We offer full suites of financing options, ranging from working capital loan to invoice factoring. With decades of lending experience, we offer the most competitive interest rate tailored to your clients' specific funding needs.

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Unsecured Micro Loan

Collateral-free funding

The most competitive rate starting as low as 0.7% per month

Suitable for all business entities

Amount: Up to S$ 100K

Tenor: 1-12 Months

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Invoice Financing

Up to 90% of the invoice value

Flat fee as low as 0.7% of invoice amount

Up to 90 day terms

Amount: Fund invoice as small as S$500

Tenor: Depending on Invoices

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Asset-Based Loan

Residential, Commercial or Industrial Property

Easy online application and approval

Customizable repayment options

Amount: Up to S$ 5M

Tenor: Up to 5 years

How It works?

01. Submit Broker Referral Form

Referral process is easy and free, taking about few minutes to complete the lead form. Then our sales representative will contact you within 24 hours to gather all documents.

02. Wait for assessment

Our team assesses and approves your clients' application.

03. Get Commission

Once your client get funded, you will be paid.

Why should you partner with Multiply?

Does your network include restaurants, retail shops, and other small businesses? With Multiply, your network becomes your next source of income.

Our flexible business financing options create a unique opportunity for brokers to grow their business by helping more small business owners achieve their dreams. It’s a great way to both earn more income and strengthen your relationships with your clients.

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Customized & Flexible programs tailored to each referral

Compelling commissions

Earn more commissions with our many financing options.

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Dedicated support

Work directly with a dedicated relationship manager and sales support

Seamless technology

Paperless Application.
100% Digital.

About Multiply Capital

Multiply is a product of IFS Capital Limited, a regional financial institution listed on the Singapore Exchange since 1987. We provide small-ticket unsecured loans designed specifically for F&B operations. Our fee is flat, transparent and affordable.

Read about Multiply's SME financing story in the press