sme loan singapore

Unsecured Micro Loan

Tap into Government-Assisted Schemes

• Up to $50,000 in funding
• Interest as low as 1% monthly
• Up to 12 months tenor

Best business loan lender

The Multiply Experience

online small business lenders


Easy digital application process without physical paperwork.

sme funding singapore


Up to 12 months tenor.
No collateral required.

sme lending singapore

Fast business loan

Loan disbursement as soon as 24 hours.

business term loan singapore

Always connected

Our team is always available to assist.

How Multiply works?

01 Apply online

Submit your documents online in minutes and get a quote.

02 Wait for assessment

Our team assesses and approves the application.

03 Disburse

If approved, we will email you loan documents for your singature. Funds will be disbursed shortly after.

Make getting a business loan easy

Is your Business Eligible?

* Active Business for at least 6 months

* At least 1 Singaporean PG

Term Loan Calculator

Estimate the interest cost of term loan

Come apply for a loan!

Apply Now

Read about Multiply's SME financing story in the press

Let’s grow your business, together

Call us at +65 8775 0069

Get Started


Who will qualify for Unsecured Micro Loan?


Any Singapore-incorporated companies who have been in business for at least 6 months. Unlike Secured Business Loans, for an Unsecured Business Loan lenders don't require any assets (e.g., equipment or property) as security for the funds.

Is my company able to take up a loan if I have existing loans with the bank/financial institution?


Yes you are still eligible. Our team will evaluate your ability to repay, taking into consideration all of your company financial obligations.

What documents do I need to submit in order to make an application?


We will need
- 6-month monthly Bank Statements
- CBS report and NOA (2 years) of 2 PGs
- Photocopy of Directors/Owners NRIC (Passport for PRs / foreigners)
- M&A: Accept Original, CTC and Scanned copy.

Why choose Multiply business term loan?


Multiply offers best small business loans to meet your businesses' needs and goals. Our unsecured business term loan is designed to boost Singapore SMEs' working capital with attractive interest rates. Call us at +65 8775 0069 to check your unsecured business loan rates.

Still have questions? Check the FAQ or email us at