Unlock cash flow and drive business growth with affordable financing

Tap into government assisted loans with Multiply Capital

• Business financing Up to 1M
• Rate starting from 7% annually
• Expedited approval and disbursement

Apply Today
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Fund your business and boost cash flow

Business financing for growing Singapore SMEs



Get early payment on your outstanding invoices

Get funded up to 90% of the invoice value

Flat fee as low as 0.7% of invoice amount

Up to 90 day terms

Apply Now


Simple, affordable small business loans to grow your company

Collateral-free funding of up to $50,000

Low interest rate from 1% monthly

Up to 12 months tenor

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Still have questions? Check the FAQ or email us at sales@multiply.com.sg

About Multiply Capital

Multiply is a product of IFS Capital Limited, a regional financial institution listed on the Singapore Exchange since 1987. We provide small-ticket unsecured loans designed specifically for F&B operations. Our fee is flat, transparent and affordable.

Read about Multiply's SME financing story in the press

How Multiply works?

01 Apply online

Submit your documents online in minutes and get a quote.

02 Wait for assessment

Our team assesses and approves the application.

03 Disburse

If approved, we will email you loan documents for your singature. Funds will be disbursed shortly after.

Let’s grow your business, together

Call us at +65 8775 0069

Get Started