Unlock cash flow and drive business growth with affordable financing

Tap into government assisted loans with Multiply Capital

• Business financing Up to 1M
• Rate starting from 7% annually
• Expedited approval and disbursement

Apply Today
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Fund your business and boost cash flow

Products Offered

We offer full suites of financing options, ranging from working capital loan to invoice factoring. With decades of lending experience, we offer the most competitive interest rate tailored to your specific funding needs.

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Unsecured Micro Loan

Collateral-free funding

The most competitive rate starting as low as 0.7% per month

Suitable for all business entities

Amount: Up to S$ 100K

Tenor: 1-12 Months

invoice finance service

Invoice Financing

Up to 90% of the invoice value

Flat fee as low as 0.7% of invoice amount

Up to 90 day terms

Amount: Fund invoice as small as S$500

Tenor: Depending on Invoices

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Asset-Based Loan

Residential, Commercial or Industrial Property

Easy online application and approval

Customizable repayment options

Amount: Up to S$ 5M

Tenor: Up to 5 years

About Multiply Capital

Multiply is a product of IFS Capital Limited, a regional financial institution listed on the Singapore Exchange since 1987. We provide small-ticket unsecured loans designed specifically for F&B operations. Our fee is flat, transparent and affordable.

Read about Multiply's SME financing story in the press

How Multiply works?

01 Apply online

Submit your documents online in minutes and get a quote.

02 Wait for assessment

Our team assesses and approves the application.

03 Disburse

If approved, we will email you loan documents for your singature. Funds will be disbursed shortly after.

Let’s grow your business, together

Call us at +65 8775 0069

Get Started